The protection at Punta Chiqueros comes from the headlands and the rock shelf, and it is conditional. Judge it on the day rather than on a reputation.
Signs it is a swimming day. The water inside the crescent is green-blue and you can see sand through it. The wave arriving at the beach is smaller than the line breaking off the headlands. There are Cozumeleños in the water, especially families. The restaurant staff say yes.
Signs it is not. Brown or churned water inside the bay. Waves collapsing onto the sand rather than running up it. Foam streaks running out through the middle of the cove — that is water leaving, and it is the beginning of a rip. Wind blowing hard from the east or north-east for a second consecutive day. No locals in the water on a warm weekend.
There are no lifeguards on Cozumel's east coast, no flag system and no rescue equipment on the beach. The nearest hospital is in San Miguel, on the far side of the island, which is forty minutes away in a car you would have to drive yourself.
Even on a good day, keep children within arm's reach, stay inside the line between the two headlands, and do not swim out to look at the rock shelf. The water on the far side of it is the open coast.